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Tuesday, April 30, 2024

Learn how a tax planner acts as the architect of your financial future, crafting a blueprint for tax-smart retirement income and investment strategies.

 

Thursday, April 4, 2024

As featured in: In our last article, Use the Bucket Plan to Secure Your Dream Retirement, we mentioned one of the biggest mistakes we see retirees make. In this article, we would like to dive deeper into what that mistake is, why it...

 

Wednesday, February 21, 2024

As featured in: Happy New Year!  If retiring is part of your 2024 plan, generating an income to replace your paychecks will be top of mind.  If you are like most pre-retirees, you may have questions such as, “When can I...

 

Friday, June 30, 2023

Historical Tax Brackets If we were to take a poll asking, “Who has an issue with the amount of taxes we pay?” we’re sure many hands would go up. However, if we had a time machine and were to travel back several decades...

 

Wednesday, February 22, 2023

To have the ability to create tax efficient income in retirement, you should begin by setting the table correctly in your accumulation years.  Most people understand the concept of diversification: “Don’t put all of...

 

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Tuesday, November 1, 2022

One of the more confounding issues that pre-retirees must wrap their head around is how to create a growing stream of income from their savings after their paycheck stops.  To solve for this, consideration should be given to...

 

Tuesday, May 10, 2022

 

Thursday, May 5, 2022

If you’re nearing retirement, you’re moving into a period of tremendous change, with a lot of critical decisions in front of you. The plan you set now will ensure that you’re able to enjoy the life you’ve worked hard for.

 

Tuesday, March 22, 2022

 

Wednesday, February 16, 2022

Here's how to donate to charities, get pre-tax money out of your IRA, and pay 0% tax while lowering future required minimum distributions.

 

Monday, August 30, 2021

For many, the pandemic of 2020 has meant leaving a job or taking an early retirement. For others, it has meant renewed interest in getting their financial “ducks” in a row, which means a greater focus on one of their...

 

Monday, August 9, 2021

If you are interested in creating and growing a stream of tax-free income in retirement, don’t overlook after-tax contributions in your company retirement plan. For employees who participate in their employer’s 401(k),...

 

Saturday, June 12, 2021

As Featured in: We had a client come in recently with an old 401(k) plan notification in hand. This account was left at a company he had terminated employment from back in 2001 and has had no contact with since. In the ensuing years,...

 

Thursday, April 22, 2021

With compassion, we would like to share a story with you. About a year ago we had a prospect named Jill come into our office. She was tragically widowed several years ago at the age of 52. She had three children, two who were in...

 

Thursday, March 18, 2021

When it comes to your retirement accounts, do you know who your beneficiaries are? These types of accounts have complex distribution rules and significant tax implications for those who inherit them. This complexity is compounded if...

 

Monday, March 15, 2021

In retirement, with the possible exception of healthcare, taxes may prove to be your largest expense. Controlling the amount of tax you ultimately pay will help you maximize and grow your income and help your wealth last longer. Once...

 

Monday, March 8, 2021

Pre-tax retirement accounts are a fairly new retirement planning tool all things considered. It wasn’t until 1975 that the Traditional individual retirement accounts (IRAs) first became available. And in 1981 the Internal Revenue...

 

Wednesday, March 3, 2021

As Featured In: The widow’s penalty is often an unexpected and unwelcome surprise to a surviving spouse who has not had to deal with the disadvantages of being a single tax filer in decades but now faces a higher tax liability...

 

Tuesday, June 23, 2020

https://www.forbes.com/sites/garrettgunderson/2020/07/23/debunking-the-myth-of-lower-taxes-in-retirement/?sh=16ebcb7a5cd8 As Featured In: If you want to build wealth, it is your responsibility to save on taxes legally and ethically....