Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? The Cost of Procrastination Don't let procrastination keep you from pursuing your financial dreams and goals. Potential Income from an IRA Estimate your monthly and annual income from various IRA types.