Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Preparing For the Ultimate Vacation Make your retirement as exciting as your next vacation. Your Changing Definition of Risk in Retirement A change in your mindset during retirement may drive changes to your portfolio. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).